Get Home Insurance And Protect Your Property With 1Click

“Home is where the heart is” so it makes sense to protect the place you have grown to love.

Of course, a house is not a home without contents and our prized personal possessions. Considering the time, effort and money most people put into making their special “sanctuary”, it’s only logical to put home insurance at the top of your shopping list so that if the worst happens, you can still sleep soundly.

Why Choose Insurance with 1Click Insurance Finder ?

At 1Click Insurance Finder we firmly believe we provide an unmatched customer experience and trust our members recognize that as well! Here are just 5 reasons why:

  • 20,000 Google reviews and 4.9 rating: customer satisfaction is our number one priority and we’ve got the feedback to prove we deliver!

  • Dedicated insurance advisor to help answer your questions and help you with your purchase

  • Responsive, reliable and dedicated claims manager to offer advice, reassurance and assistance when you need it most

  • Competitive prices and comprehensive products providing the cover you need at a price you can afford from the insurers you can trust

  • Great value-added services such as discount vouchers that are sent with your policy: you just keep on saving with 1Click Insurance

25+ years of UAE insurance experience

Dedicated insurance advisor to answer all your questions

Simple and fast claims process

Highest rated insurance provider in the UAE

WE WORK WITH THE LEADING HOME INSURERS IN THE UAE

At 1Click Insurance we’re proud to have enjoyed over 25 years’ experience of helping customers with their insurance needs and over these years have built great partnerships with the leading and most respected home insurers in the Dubai/UAE market: big names such as AXA, RSA, Oman, Salama and many more. Our relationships and reputation mean we can secure great deals, discounts and covers that are the best in the market and pass all these benefits on to you!

 

WHAT DOES HOME INSURANCE COVER?

Cover will of course vary depending on the type of policy you select, but if we consider a typical home contents insurance policy you will be covered against damage to or loss of the contents of your home such as your furniture, electronic appliances and fixtures & fittings: as well as your personal belongings such as important documents and portable electronics. You can definitely personalise your home insurance policy to match your specific needs.

WHAT TYPE OF HOME INSURANCE DO I NEED?

This would initially depend on whether you are a homeowner or a tenant. It would also be influenced by your own needs, items you are looking to insure and their values. Broadly speaking, there are two main areas of cover to consider as a first step: buildings and contents or contents only (note there are other sections to these policies but these are the main considerations initially).

Buildings:

If you are a homeowner, you are eligible to purchase this cover. Buildings insurance covers your property against any physical damage to the property against common perils such as fire, storm, impact, etc. In addition, your legal responsibility to others arising out of your homeownership (known as property owners’ liability) is also covered.

Contents & Personal Belongings:

Contents insurance provides cover for the items inside your home such as TVs, “white goods” (kitchen and laundry appliances) and furniture items such as sofas, tables & chairs, rugs & carpets. The perils insured against mirror those of a buildings insurance and may also include accidental damage and damage in transit: invaluable if you smash that favourite vase or drop the TV whilst moving home! Many policies also offer the option to extend cover to include items removed from your home, such as a laptop, mobile phone, or jewellery that is being worn by you.

Both are widely available in the UAE and all leading insurers have reputable, reliable products. At 1Click Insurance we have access to a wide range of policies and can therefore help you make the decision that is right for you.

WHAT IS NOT COVERED UNDER YOUR HOME INSURANCE?

  • Unoccupied Home:

    Any claims submitted for a home that has been unoccupied for more than 60 consecutive days may be rejected so it’s important to check the terms and conditions of coverage if this might apply to you and your lifestyle.

  • Gradually Operating Causes:

    To keep it simple, let’s consider an example. An annoying small leak in a water pipe under your bath or shower upstairs, that has been dripping slowly and undetected by you until a big water stain appears on your ceiling! The costs to repair the pipe itself and the subsequent water damage caused would not be covered under a home insurance policy as the damage has been caused gradually and over a period of time rather than from one identifiable event.

  • Depreciation Or Deterioration:

    Home insurance will not cover you for any loss in value or loss of condition of any item insured.

WHAT ADDITIONAL COVER OPTIONS AND UPGRADES ARE AVAILABLE?

Domestic Helpers:

You may have help at home with managing the chores or minding the children and those helping you quickly become one of the family. With this valuable extension of cover, you can protect any domestic helpers against medical and repatriation expenses, death or permanent total disablement and funeral costs.

Valuable/Unique Items:

If you’re a collector of art or objects, or have items of high value, you’ll need to consider these separately as many home policies have limits of cover or terms and conditions that may be inadequate for your item(s) to be properly insured. With additional information (and relative additional cost) Insurers may consider upgrading your policy to cover these as specified items.

HOW TO COMPARE HOME INSURANCE QUOTES?

Let 1Click Insurance help you compare home insurance with lightning fast service

Home insurance doesn’t need to be complicated but sticking to one option just isn’t enough, and whilst two can be twice as nice, we believe in the power of three: that’s why we send you at least that many quotes to compare. Once you’ve got your selection, here are our top 3 tips for what to do next.

  • Check the cover provided under each quote and compare against each other. You can’t judge a square versus a circle so make sure your assessment is a fair one.

  • If you have purchased home insurance before, check the cover provided against your previous policy. Are you getting like-for-like, less or more? Also consider the “added value” items like optional extras, additional services as standard, discount vouchers etc.

  • Check the price last so you can see the benefits of the cover rather than being influenced by the premium first. You can then assess the value for money. And don’t forget those “extras” too: you may or may not be able to put a price on them, but they do count!

WHAT DO I NEED TO GET A HOME INSURANCE QUOTE?

Getting a home insurance quote with us is simple and stress-free. If you can provide us with a few pieces of key information we’ll take care of everything and come up with a range of quotes for you to consider. Of course, we will need the basics such as your contact details (name, phone number, address and email) as well as a few pieces of personal information that would help us find the right home insurance policy for you, such as:

  • If you’re a tenant or homeowner.

  • Type of home you live in: ie. shared occupancy, apartment or villa.

  • What are you looking to insure: buildings, contents, personal possessions, or a combination.

  • The various insurable values/limits of benefit that you would like to apply to these different coverages.

GET HOME INSURANCE

PROTECT YOUR MOST VALUABLE ASSETS

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PAYMENT OPTIONS FOR HOME INSURANCE

Credit Card

Bank Transfer

Cash

Cheque

HOW CAN I GET LOW COST HOME INSURANCE?

There’s no magic formula for getting value for money home insurance but there are some steps you can follow and things you can do to get the best deal for your dirhams!

  • Never buy insurance at the last minute. Give yourself plenty of time to consider the coverage you need against what’s available in the market. If time is running out then the budget can too if you blow it by taking the first deal that’s on offer……even worse, you might just end up paying a lot more money for a whole lot less cover!

  • Don’t be tempted to “go it alone” in your search for the best policy at the best price. Let the experts help! At InsuranceMarket.ae our Insurance Advisors are just waiting to do the hard work for you. It’s a simple but winning formula. No extra cost + no waste of your time = no brainer!

  • Don’t get too hung up on price alone. Being mindful of money is no bad thing but being bound by a budget can prove “false economy” if you don’t have the correct cover and lose out when it comes to a claim. At InsuranceMarket.ae we search the market and work with you to find the best cover for your budget.

FIND THE BEST DEALS ON YOUR HOME INSURANCE WITH 1CLICK

Finding the right home insurance policy for you at the right price has never been easier. This is made possible through our friendly, knowledgeable team of advisors who act as insurance advisors: taking you through the covers available and explaining the cost involved, so you can select a policy that both gives you peace of mind and suits your circumstances.

The moment you begin your journey with us you’ll start reaping the benefits. At 1Click Insurance, we have great relationships with all the leading home insurance companies in the UAE and our reputation and experience mean we get great products at great prices. Not only that, our partnerships with a range of fantastic local businesses mean that when you buy your policy with 1Click Finder, you’ll get great money-saving discount vouchers sent to you too. From auto accessories to accident repairs, car valeting to personal grooming and auto-tuning to vocal tuning with music lessons and much more. You’ll enjoy benefits that can’t be bettered!

HERE'S HOW YOU CAN DETERMINE THE VALUE

BUILDING VALUE (VILLA/ APARTMENT)

When completing the proposal form, always value your building based on its re-build cost and not its market value. This is because insurers use this as the basis of insurance and in the event of a claim. The good news is that re-build value is generally considerably less than market value which means you’ll pay a lesser premium too!

CONTENTS VALUE

Contents are the items found inside your home and include pieces of furniture, white goods, electronic devices etc. Even if you aren’t sure of the exact figures per item, you should give an approximate total value.

PERSONAL POSSESSIONS

These are items that you typically take with you out and about and even overseas when you travel. Things like jewellery, watches, laptop and mobile phone. Again don’t worry if you don’t know exact values at the quote stage: an approximate figure will do but you should make sure you have adequately insured if you proceed with the cover.